Frequently Asked Questions

Identity theft is when someone uses your personal information to obtain credit, goods, services or medical information without consent. Identity theft includes credit card fraud, debit card fraud, bank transfer fraud, wire transfer fraud or fraudulently obtaining utilities.

File a police report and get a copy. Immediately call the fraud department of each company and notify them of the fraud. File a Federal Trade Commission Identity Theft Affidavit and get a copy. Place a fraud alert or credit freeze on your credit report. Check your credit reports. Call 877-322-8228 for a free copy… [Read More]

In California, you can report identity theft to your local police department. Give the police as much information as possible. This includes copies of your credit report that show the fraudulent account(s) and other evidence of the crime. Don’t forget to get a copy of the police report because you’ll need to give it to… [Read More]

You can do this online at IdentityTheft.gov or download this form. Don’t forget to keep a copy of the FTC ID Theft Affidavit because you’ll need to give it to the creditors, debt collectors and credit bureaus

Call the credit bureaus to put a fraud alert on your credit file. A fraud alert will show up on your credit report notifying potential creditors that you may be or have been a victim of identity theft. A fraud alert lasts for 1 year and can be extended. Call the fraud departments at Experian… [Read More]

Call the credit bureaus to place a credit freeze. The credit bureaus will ask you for some personal information, and once the freeze is in place, you’ll get a PIN or password to use if you ever want to lift it. A credit freeze is a way to lock your credit report so no one… [Read More]

Write a letter stating you are a victim of identity theft regarding the debt that is being collected or that is on your credit report. Your letter should include your name, account number, the amount of the debt, and an explanation of why you believe you are a victim of identity theft. Include a copy… [Read More]

The Consumer Financial Protection Bureau has excellent resources for victims of identity theft. The Federal Trade Commission has excellent resources for victims of identity theft.

Book a free consultation. We help people who are victims of identity theft. We have more than two decades of experience helping and representing victims of identity theft. We file lawsuits on a contingency fee basis so you don’t pay our fees and costs unless you win at trial or receive a monetary settlement.

You can dispute errors by contacting the credit bureaus that issued the report. You should file disputes by mail or by phone. In your dispute, explain the error and provide supporting documents if available. The credit bureau is required to investigate your claim within 30 days.