Lawyer for Unfair Debt Collection
- What is considered unfair and harassing debt collection?
- What rights do I have under the FDCPA to protect myself from collection harassment?
- What are some common examples of unfair collection practices?
- Can debt collectors contact my family or employer?
- What should I do if I experience collection harassment?
- Consumer Protection Lawyer for Unfair Debt Collection
What is considered unfair and harassing debt collection?
Unfair and harassing debt collection practices occur when debt collectors violate your rights under the Fair Debt Collection Practices Act (FDCPA). Violations include repeated phone calls, suing on a debt you don’t owe, making false claims about the debt, contacting third parties like your employer or family without permission, threats of violence or harm, or… [Read More]
What rights do I have under the FDCPA to protect myself from collection harassment?
Under the FDCPA, you have the right to: Stop communication from debt collectors by sending a written cease-and-desist letter or refuse to pay letter. Dispute the debt within 30 days of initial contact, requiring the debt collector to verify it before continuing collection efforts. Be free from calls before 8 a.m. and after 9 p.m…. [Read More]
What are some common examples of unfair collection practices?
Common examples of unfair collection practices include: Suing you on a debt you don’t owe. Repeated or excessive calls meant to harass or annoy you. Threats of legal action or arrest without any intention of following through. Misrepresentation of the amount owed, such as inflating the balance or adding illegal fees. Contacting you at work… [Read More]
Can debt collectors contact my family or employer?
Debt collectors are allowed to contact third parties (such as family members or employers) only once and only to obtain contact information like your phone number or address. They cannot discuss the debt with anyone other than you, your spouse, or your attorney, and they must stop contacting your workplace if you request it.
What should I do if I experience collection harassment?
If you believe a debt collector is violating the FDCPA, you can: Document the abuse: Keep records of all communication, including dates, times, and the content of conversations. Send a cease-and-desist letter or refuse to pay letter: This formally requests that the collector stops contacting you. File a complaint: Report the harassment to the Consumer… [Read More]
Consumer Protection Lawyer for Unfair Debt Collection
Book a free consultation. We help people who are victims of unfair debt collection. We have more than two decades of experience helping and representing people who have suffered unfair debt collection. We file lawsuits on a contingency fee basis so you don’t pay our fees and costs unless you win at trial or receive… [Read More]