- File a police report and get a copy.
- Immediately call the fraud department of each company and notify them of the fraud.
- File a Federal Trade Commission Identity Theft Affidavit and get a copy.
- Place a fraud alert or credit freeze on your credit report.
- Check your credit reports. Call 877-322-8228 for a free copy or go online to annualcreditreport.com.
- Send a letter disputing that you owe the debt to the creditor and credit bureaus.