Curacao, a retail chain and creditor in California, faces allegations involving identity theft and credit reporting violations. Ms. Ramirez, a California resident, discovered in 2021 that an identity thief had fraudulently opened a credit account in her name with Curacao. Despite her efforts to resolve the issue—including submitting police reports, mortgage documents, and identification—Curacao … [Read more...]
credit report disputes
FCRA Background Check Compliance – Wynn v. United Parcel Service Inc.
The case Brittany Wynn v. United Parcel Service Inc., involves the plaintiff, Brittany Wynn, filing a putative class action against United Parcel Service Inc. (UPS) alleging violations of the Fair Credit Reporting Act (FCRA). The core issue is UPS's online consumer report disclosure practice. The FCRA mandates clear and conspicuous disclosure in writing to the consumer, in a document solely … [Read more...]
Obtain a free credit report if you are a vicitm of identity theft
A victim of identity theft must dispute fraudulent accounts on their credit report. The only way to get that started is by obtaining a copy of your credit report. By law you are entitled to a free copy of your credit report from Transunion, Equifax and Experian. I recommend you either call or mail for your report. What if you already ordered your free credit report for the year? If … [Read more...]
Identity Theft Ring Busted in Santa Cruz – What do the victims do?
A large identity theft ring was busted in Santa Cruz County. The County Sheriff's Office went to the home of the thieves and found a "treasure trove" of stolen mail, stolen property, and, of course, plenty of drugs. It's been my experience that many identity thieves steal to fuel their addiction. Click here for the Santa Cruz Sentinel Identity Theft article Based on the article it looks … [Read more...]
