Corporations sometimes put economic efficiency over accuracy, pursuing the wrong person or an incorrect amount. Under federal law, you have the right to request a “debt validation” in writing within 30 days of their first contact. Once you send this request, the collection agency must pause all collection efforts until they provide concrete proof that the debt is yours. This is a crucial step to protect your hard-earned money without immediately going to court.
What should I do if a debt collector demands payment for a debt I do not owe or recognize?
Frequently Asked Questions - Lawyer for Unfair Debt Collection
What is considered unfair and harassing debt collection?
Unfair and harassing debt collection practices occur when debt collectors violate your rights under the Fair Debt Collection Practices Act (FDCPA). Violations include repeated phone calls, suing on a debt you don’t owe, making false claims about the debt, contacting third parties like your employer or family without permission, threats of violence or harm, or... [Read More]What rights do I have under the FDCPA to protect myself from collection harassment?
What are some common examples of unfair collection practices?
Can debt collectors contact my family or employer?
What should I do if I experience collection harassment?
Consumer protection lawyer for unfair debt collection
