Unfair and harassing debt collection practices occur when debt collectors violate your rights under the Fair Debt Collection Practices Act (FDCPA). Violations include repeated phone calls, suing on a debt you don’t owe, making false claims about the debt, contacting third parties like your employer or family without permission, threats of violence or harm, or using obscene language. These practices aim to pressure you into paying a debt, but they are illegal.
What is considered unfair and harassing debt collection?
Frequently Asked Questions - Lawyer for Unfair Debt Collection
What rights do I have under the FDCPA to protect myself from collection harassment?
Under the FDCPA, you have the right to: Stop communication from debt collectors by sending a written cease-and-desist letter or refuse to pay letter. Dispute the debt within 30 days of initial contact, requiring the debt collector to verify it before continuing collection efforts. Be free from calls before 8 a.m. and after 9 p.m.... [Read More]What are some common examples of unfair collection practices?
Can debt collectors contact my family or employer?
What should I do if I experience collection harassment?
Consumer protection lawyer for unfair debt collection
What should I do if a debt collector demands payment for a debt I do not owe or recognize?
