CACH, LLC faced allegations of false and deceptive debt collection practices. The plaintiff, who had satisfied a judgment in full back in 2012, was stunned when CACH renewed the judgment in 2021 and demanded over $7,000 through collection letters. Despite providing official documentation, including a satisfaction of judgment, CACH and its partner, Resurgent Capital Services, continued unlawful … [Read more...]
Curacao Credit Reporting Dispute and Identity Theft
Curacao, a retail chain and creditor in California, faces allegations involving identity theft and credit reporting violations. Ms. Ramirez, a California resident, discovered in 2021 that an identity thief had fraudulently opened a credit account in her name with Curacao. Despite her efforts to resolve the issue—including submitting police reports, mortgage documents, and identification—Curacao … [Read more...]
Debt Collection and Credit Reporting for Apartment Leases: Ford v. I.Q. Data International
The case of Noah Ford v. I.Q. Data International Inc. et al. addresses allegations against I.Q. Data International Inc. ("I.Q. Data") and Kris Graafstra for their debt collection practices, specifically under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). Background: The lawsuit stemmed from a debt owed by Noah Ford, arising from a purported breach … [Read more...]
FCRA Background Check Compliance – Wynn v. United Parcel Service Inc.
The case Brittany Wynn v. United Parcel Service Inc., involves the plaintiff, Brittany Wynn, filing a putative class action against United Parcel Service Inc. (UPS) alleging violations of the Fair Credit Reporting Act (FCRA). The core issue is UPS's online consumer report disclosure practice. The FCRA mandates clear and conspicuous disclosure in writing to the consumer, in a document solely … [Read more...]
Jury Verdict Upheld in Losch vs. Experian Information Solutions Inc.
The case of Henry Losch vs. Experian Information Solutions Inc. (Case No. 22-12421) was an appeal in the United States Court of Appeals for the Eleventh Circuit concerning claims under the Fair Credit Reporting Act (FCRA, 15 U.S.C. §§ 1681e & 1681i). This case followed a previous decision (Losch I) where the court reversed the district court’s summary judgment in favor of Experian and remanded … [Read more...]
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