While collectors might try to pressure you into paying old, “zombie” debts to maximize their profits, California law strictly limits how long they have to sue you—usually four years for credit card debt. If a debt is past this statute of limitations, they cannot legally force you to pay it through the courts. Never make a partial payment on an old debt without checking its age first, as doing so might restart the legal clock and harm your financial future.
Can debt collectors still demand money for old debts that are past the statute of limitations?
Frequently Asked Questions - Lawyer for Unfair Debt Collection
What is considered unfair and harassing debt collection?
Unfair and harassing debt collection practices occur when debt collectors violate your rights under the Fair Debt Collection Practices Act (FDCPA). Violations include repeated phone calls, suing on a debt you don’t owe, making false claims about the debt, contacting third parties like your employer or family without permission, threats of violence or harm, or... [Read More]What rights do I have under the FDCPA to protect myself from collection harassment?
What are some common examples of unfair collection practices?
Can debt collectors contact my family or employer?
What should I do if I experience collection harassment?
Consumer protection lawyer for unfair debt collection
