Bank Transfer Fraud Attorney in California – Serving Victims in Santa Cruz & Oakland
Bank transfer fraud can devastate your finances in an instant. Whether through phishing emails, hacked accounts, or fraudulent wire instructions, scammers steal money directly from your bank—often making it difficult to recover without legal help. Victims are left with drained savings, financial stress, and the burden of proving the fraud to banks or credit reporting agencies.
At the Law Office of Balam O. Letona, Esq., we fight for consumers who have been harmed by bank transfer fraud. We hold banks, debt collectors, and credit reporting agencies accountable when they fail to protect you, report fraudulent debts, or refuse to correct errors that damage your financial future.
What Is Bank Transfer Fraud?
Bank transfer fraud (also called wire transfer fraud or account transfer fraud) happens when criminals gain access to your bank account or trick you into authorizing a fraudulent transfer. Common examples include:
- Fake emails or texts from a bank requesting login credentials.
- Fraudulent wire transfer instructions in real estate or business transactions.
- Account takeovers where thieves transfer funds to another account.
- Scams targeting seniors and vulnerable consumers.
These schemes are becoming increasingly sophisticated, often leaving victims feeling helpless. But you do have legal rights.
Steps to Take if You Are a Victim of Bank Transfer Fraud
If you notice unauthorized transfers or suspect your account has been compromised, act immediately:
- Contact Your Bank Right Away – Report the fraudulent transfer and request an investigation.
- File a Police Report – Document the fraud for both the bank and potential legal action.
- Check Your Credit Reports – Fraudsters sometimes open new accounts or create additional financial harm.
- Keep Records of All Communication – Save emails, letters, and notes of phone calls.
Even after reporting the fraud, many victims find that banks delay or deny reimbursement, or that fraudulent debts continue to appear on their credit reports. That’s when legal help is essential.
How Our Firm Can Help
Attorney Balam O. Letona has over two decades of experience protecting consumers against fraud, unfair debt collection, and credit reporting errors. If a bank refuses to reverse fraudulent transfers, or if credit reporting agencies continue to list debts that don’t belong to you, you may have the right to take legal action under federal and California law.
Our office can help you:
- Challenge banks that fail to investigate or reimburse fraudulent transfers.
- Stop collection harassment tied to fraudulent accounts.
- Sue credit reporting agencies that refuse to remove false information.
- Recover compensation for financial losses and emotional distress.
We handle cases on a contingency fee basis, meaning you pay no attorney fees unless we win your case or obtain a settlement.
Protect Your Finances and Your Future
Bank transfer fraud can feel overwhelming, but you don’t have to fight it alone. With the right legal strategy, you can hold banks and corporations accountable and take back control of your financial security.
📞 Call the Law Office of Balam O. Letona today at (831)421-0200 or request a free consultation online. We serve clients across California from our offices in Santa Cruz and Oakland.
