credit report errors

Ocwen Loan Servicing, CIT Bank, formerly OneWest Bank, N.A. Ordered to Pay $50,000 to Bay Area Couple

September 22, 2016 by Balam O. Letona

A $50,000 money judgment was issued against Ocwen Loan Servicing, LLC., and CIT Bank, N.A., formerly known as OneWest Bank, N.A. The judgment required the banks to pay a San Francisco Bay Area couple $50,000. The banks also agreed to remove mortgage delinquencies from the couples credit report regarding the Ocwen and OneWest Bank mortgage loan. The court judgment came after Alex and Maria Lopez … [Read more...]

Obtain a free credit report if you are a vicitm of identity theft

September 24, 2012 by Balam O. Letona

A victim of identity theft must dispute fraudulent accounts on their credit report. The only way to get that started is by obtaining a copy of your credit report. By law you are entitled to a free copy of your credit report from Transunion, Equifax and Experian. I recommend you either call or mail for your report. What if you already ordered your free credit report for the year? If … [Read more...]

Identity Theft Ring Busted in Santa Cruz – What do the victims do?

September 18, 2012 by Balam O. Letona

A large identity theft ring was busted in Santa Cruz County. The County Sheriff's Office went to the home of the thieves and found a "treasure trove" of stolen mail, stolen property, and, of course, plenty of drugs. It's been my experience that many identity thieves steal to fuel their addiction. Click here for the Santa Cruz Sentinel Identity Theft article Based on the article it looks … [Read more...]

John Shuagart

03:25 30 Aug 24

Extremely helpful, if you are looking for someone that can help you with your situation don’t hesitate to call. A shady dealership in pajaro was making my life miserable, Balam fixed my situation fast.

Daela George

03:21 29 Aug 24

Good experience overall. He let me know what was and wasn’t possible with my case and we got it resolved relatively quickly. I recommend his services if you’re in bind with an untrustworthy dealership.

Angelica Caballero

01:34 08 Aug 24

Excellent treatment and very friendly, but above all with great seriousness and professionalism to work with the community 100% recommended

Busy Bee Services

03:24 09 Feb 24

I called at 7:20PM and Balam Loyola, picked up my call…that was a pleasant surprise. I am currently seeking legal advice, and he was able to give me some good information.Thank you!

Anne Friscia

22:01 14 Aug 23

Balam gave me great advice regarding a car issue and explained how the California Lemon law worked. My issue was resolved quickly and in my favor. I would not hesitate to use his services again. He was thorough, patient, and very fair. I highly recommend him.

Noah Jarvis

03:37 30 Dec 22

I highly recommend The Law Office of Balam O Letona. I had bought a vehicle from a dealership in San Jose and after a multitude of problems and the dealership giving me the run around I had to find a solution. I reached out to Balam by phone and right away he listened and started to help me out. Without Balam Letona's help I would have been stuck with a broken car and out of a lot of money. I can confidently say that if anyone has trouble with a car dealership that they can contact Balam.

Larry B

23:02 07 Aug 19

Balam is at least a couple of cuts above the good lawyers that will take automobile dealership cases. I called quite a few of those that advertised this service and was turned down by all of them until I talked to Balam. He warned me that my chances were not all that good, but was willing to work with me for as long as I felt that it was worthwhile. While I may ultimately have been able to win my case, as there was certainly fraud involved, it became obvious to me as we progressed that his initial advice was probably the right answer, as it was likely I'd gain a pyrrhic victory. Balam is a class act.