CACH, LLC faced allegations of false and deceptive debt collection practices. The plaintiff, who had satisfied a judgment in full back in 2012, was stunned when CACH renewed the judgment in 2021 and demanded over $7,000 through collection letters. Despite providing official documentation, including a satisfaction of judgment, CACH and its partner, Resurgent Capital Services, continued unlawful … [Read more...]
Debt Collection Harassment
Debt Collection and Credit Reporting for Apartment Leases: Ford v. I.Q. Data International
The case of Noah Ford v. I.Q. Data International Inc. et al. addresses allegations against I.Q. Data International Inc. ("I.Q. Data") and Kris Graafstra for their debt collection practices, specifically under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). Background: The lawsuit stemmed from a debt owed by Noah Ford, arising from a purported breach … [Read more...]
Western Dental Collection Practices
“Widespread Overbilling” by Western Dental In 1997, the FBI and U.S. Postal Inspectors Office conducted raids on two Western Dental clinics. The Los Angeles Times indicated that the feds were searching for evidence of “widespread overbilling” by Western Dental offices throughout California. (Source: Los Angeles Times, June 7, 1997) Lawsuits Against Western Dental for Collection … [Read more...]
Capital One Bank and Patenaude & Felix APC Sued For Wrongful Debt Collection, Harassment and Damages
An elderly Santa Cruz County woman is suing Capital One Bank and Patenaude & Felix, APC for wrongful debt collection, harassment and damages. The woman, Mrs. Mary Basich, alleges that the San Diego, CA based Patenaude & Felix and Capital One Bank harassed and abused her when they tried to collect on a delinquent Capital One credit card that belonged to another person. Capital One Bank … [Read more...]
Debt Collection Attorney, Santa Cruz
Sometimes it happens that a person can fall behind on their bills. Whether it is the tough economy, a personal hardship or simply not realizing you owed that money, it may be that you have a debt collector contacting you. However, even if you have an outstanding debt, as a citizen of California and this country, you have State and Federals laws that are meant to protect you from debt … [Read more...]
