Debt Collection and Credit Reporting for Apartment Leases: Ford v. I.Q. Data International
The case of Noah Ford v. I.Q. Data International Inc. et al. addresses allegations against I.Q. Data International Inc. (“I.Q. Data”) and Kris Graafstra for their debt collection practices, specifically under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA).
Background:
The lawsuit stemmed from a debt owed by Noah Ford, arising from a purported breach of an apartment lease with Tanjent Multifamily Vertical L.P., managed by Shea Properties Management Company Inc. The debt was initially assigned to I.Q. Data for collection. I.Q. Data’s attempts to collect included sending demand letters, reporting the debt to credit reporting agencies (CRAs), and updating the debt amount as adjustments were made by Shea Properties.
