Clarity Services, a part of Experian, specializes in alternative credit data for subprime consumers. They collect information about payday loans, installment loans, and other non-traditional financial activities. Lenders use Clarity’s reports to assess creditworthiness for individuals with limited or no credit history. Consumers can request their Clarity report to check for any inaccuracies or disputes. Call 866-390-3118. If an error appears on your Clarity report contact us.