Corporations and credit bureaus often prioritize economic efficiency and profit over accuracy. To save money, they use sloppy name-matching software that only looks at a first and last name, completely ignoring dates of birth, Social Security Numbers, or addresses. This means if you simply share a similar name with a targeted criminal, these automated systems can wrongfully brand you as a threat.
Instead of doing the hard work to verify your identity with a human review, these massive companies take shortcuts. As a result, ordinary, hardworking people are slapped with a false Specially Designated National (SDN) label, completely disrupting their lives through no fault of their own.
