The case Brittany Wynn v. United Parcel Service Inc., involves the plaintiff, Brittany Wynn, filing a putative class action against United Parcel Service Inc. (UPS) alleging violations of the Fair Credit Reporting Act (FCRA). The core issue is UPS's online consumer report disclosure practice. The FCRA mandates clear and conspicuous disclosure in writing to the consumer, in a document solely … [Read more...]
Credit Report Accuracy
Intersection of Fact and Law in Credit Reporting: FCRA Obligations and State Law Impacts on Credit Reporting
In Gross v. CitiMortgage Inc., Marshall Gross challenged CitiMortgage's reporting of a junior mortgage debt on his credit report following the foreclosure of his home. Under Arizona's Anti-Deficiency Statute, Gross's liability for the junior mortgage was eliminated once the foreclosure sale failed to cover the debt. Despite this, CitiMortgage reported the debt as active, accruing interest, and … [Read more...]