Has your mortgage servicer misapplied payments, lost payments, refuses to accept payments and/or calls you repeatedly to collect payment? Has your loan re-set and the bank has miscalculated your new payment amount? If any of this has happened to you or you suspect other abuse call for a Free Consultation.
Mortgage Modification Abuse
Were you in a modification program, like HAMP, but the bank falsely claimed you had missed a payment or claimed it didn’t receive a document and then foreclosed on your home? Has the bank told you that you must be at least 60 days delinquent in loan payments to qualify for a loan modification? Has your loan been transferred to another bank servicer who claims that you don’t have a modification and demands you pay the mortgage’s original unmodified terms? All of this is illegal. If any of this has happened to you or you suspect other abuse call for a Free Consultation.
How to Help Your Case
- Write everything down. Write down the contents of each call, who you spoke with, the time and date of each call.
- Save every voicemail you receive.
- Keep all proof of payments, mail you receive, notes and letters you send.
- Send everything certified mail return receipt requested.